Do you have questions about the different type of health care plans? What about in vs. out-of network coverage? This guide will help answer your questions and make you a better health care consumer.

The most cost-effective way to keep health care costs in check is to make better decisions about the way you live, including the way you eat and exercise. Here are some ideas on how you can make your health care dollars go a little farther.

Health savings accounts (HSAs) are a great way to save money and efficiently pay for medical expenses. HSAs are tax-advantaged savings accounts that accompany high deductible health plans (HDHPs). 

Learn more about the benefits of saving in a Health Savings Account.

Every year, the IRS sets contribution limits for HSA plans. For 2018, those limits are $3,450 for individuals and $6,900 for families. 

Here is more information about HSA and HDHP limits for 2018.

In early 2018, many employees will receive two important tax forms. In general, you will receive a Form 1095-B if you were enrolled in your employer’s health plan in 2017. You will receive Form 1095-C if you were a full-time employee of a large employer at any time during 2017.

​It is important that you save these forms, because they provide key information about your health coverage and can help you when filling out your tax return.